Click on each document to open:
- Gables Terrace Condo Wind Mitigation
- Gables Terrace Resale and Lease Application
- Storage Registration Form
- Vehicle Registration Form-Assigned Spaces
- Vehicle Registration Form-Rental Spaces
- Club House Registration Form
- Resident Move Out Form
- Bank ACH Form
- GT Architectural Modification Package
GT Association Financials
- 2023
- 2022
- 2021
- 2020
- 2019
GT Budgets
- 475 Budget 2022-2023
- Gables Terrace Budget 2022-23 and with codes
- GT 2019-2020 Approved Budget
- 2019-GT Approved Special Assessment
GT Association Insurance
Condominium Association’s Property Insurance Policy
The statutes and laws in the state of Florida that govern Condominiums and Insurance, are very specific as to what the unit owner’s responsibilities are and what the Condominium’s responsibility are. It is standard practice and highly recommended that unit owners and tenants purchase insurance for the contents and interiors of their home. The condominium insurance policy only covers the common areas.
The best way to understand what the responsibility of the Association is; is to know what is NOT covered by the Association’s property policy. According to Florida Law (F.S 718.111 (11)(f)3) the Association’s policy must exclude:
-
-
- All personal property within the unit (clothes, computers, electronics etc.)
- Floor, wall and ceiling coverings
- Light fixtures
- Electrical fixtures, appliances, water heaters, water filters, built-in cabinets and counter tops
- Curtains, drapes, blinds, hardware, and similar window treatments
-
Such property and any insurance thereupon is the responsibility of the unit owner or tenant.
There are several affordable personal insurance policies available to cover the above-mentioned property. These policies provide liability coverage to provide payment for negligent acts against a Third Party’s property or bodily injuries. You are not required to purchase insurance by law, and by not having insurance you choose to self-insure (meaning paying out of your own pocket).
Master Association Policy-Certificate Of Insurance Requests
If you have a mortgage on your property, your lender will request this information. Please email MIAGCerts@usi.com.
When sending your request, please include the following information:
-
-
- Association Name- Gables Terrace Condominium Association
- Mortgagee Clause (complete Bank/Lender legal name and address)
- Loan number (if applicable)
- Unit Owner Name
- Property Address: 2351 SW 37 Avenue, Miami, FL 33145, including Unit Number
-
